In terms of liability, which of the following is NOT covered under Personal Injury Liability?

Personal Injury Liability specifically covers non-physical injury claims that can harm someone's reputation or emotional well-being. This typically includes offenses such as slander, false arrest, and violation of privacy. Slander refers to defamatory statements that harm an individual's reputation, while false arrest involves the unlawful restraint of an individual’s freedom, and violation of privacy pertains to intrusion into someone's personal life or matters without consent.

Personal property damage, however, does not fall under the scope of Personal Injury Liability. Instead, it is typically covered by other types of liability insurance, such as property damage liability. This type of coverage addresses damages or losses that occur to physical property belonging to others, not the reputational or emotional harm that personal injury liability focuses on. Therefore, identifying personal property damage as not covered under Personal Injury Liability is accurate in understanding how these types of insurance policies are structured.