What information is typically found in the exclusions section of an insurance policy?

The exclusions section of an insurance policy specifically outlines the property, situations, or causes of loss that are not covered under that policy. This section is crucial because it informs the insured about the limits of their coverage, helping them understand what risks they need to manage on their own. For instance, a homeowner's policy may exclude losses from flooding or earthquakes, indicating that the policyholder should seek additional coverage for those specific risks if desired.

The other options address different aspects of the insurance contract. Types of coverage provided detail the specific coverage that is available to the insured. Perils the policy covers outline the risks or events that are included, and obligations of the insured after a loss provide guidance on what the policyholder must do to initiate a claim. None of these options pertain to what is excluded under the policy, making the correct choice distinctly focused on the limitations of the coverage.