What is the minimum liability coverage required in Iowa for bodily injury per person?

In Iowa, the minimum liability coverage required for bodily injury per person is indeed $20,000. This means that if an individual is found to be liable for bodily injury in an accident, their insurance will cover up to $20,000 for each person injured in that accident. This level of coverage is designed to provide a basic financial safety net for those who might suffer injuries due to someone else's negligence on the road.

Having this requirement helps ensure that victims of automobile accidents can receive compensation for medical expenses and other related costs, promoting accountability among drivers. It's important for drivers to understand these minimum requirements not only to comply with Iowa law but also to protect themselves financially in the event of an accident. Understanding liability insurance and its implications can help individuals make informed decisions regarding their personal insurance policies and ensure they have adequate coverage beyond the minimum requirements.