What type of property is covered under Broad Theft coverage?

Broad Theft coverage is designed to protect personal property, making it applicable to any dwelling policy that covers personal belongings. This coverage is specifically intended for theft-related losses of personal items owned by the insured, such as furniture, clothing, and other valuables, within a homeowner’s or renter's residence. Broad Theft coverage typically ensures a wider range of theft scenarios compared to standard and basic policies, thus providing enhanced protection for personal property against theft.

The other options do not fit as they either restrict the coverage to commercial properties, vehicles, watercraft, or real estate investments, which are not typically included under Broad Theft coverage provisions in personal lines policies.