Which coverage provides for loss of rental income?

The coverage that addresses the loss of rental income is Fair Rental Value. This component is particularly relevant for property owners who rent out their homes or investment properties. If a covered loss, such as a fire or storm damage, renders the property uninhabitable, Fair Rental Value coverage compensates the owner for the potential income lost during the time it takes to repair the property. It ensures that property owners do not suffer financially while their rental unit is undergoing necessary repairs, which can be crucial for maintaining cash flow.

In contrast, Coverage A typically pertains to the actual dwelling coverage that protects the physical structure of the property, while Additional Living Expense is designed to cover extra costs incurred when the homeowner is temporarily displaced. Other Structures covers physical structures on the property that are not attached to the main dwelling, such as sheds or fences. None of these options specifically address the loss of rental income like Fair Rental Value does, making it the correct answer for this question.