Which of the following is included in basic personal property coverage?

Basic personal property coverage typically includes the personal belongings of residents, which encompasses items that individuals use in their daily lives, such as clothing, furniture, and appliances. This type of coverage is designed to protect against loss or damage to these personal items due to perils like fire, theft, or natural disasters.

In contrast, commercial equipment is excluded from basic personal property coverage as it falls under a different category of insurance tailored for business-related items. Unoccupied buildings also generally aren't covered under basic personal property policies, as they are meant for home insurance rather than commercial or vacant structures. External structures typically refer to things like fences or sheds, which may or may not be covered depending on the specific terms of the policy, but are not included in the basic personal property coverage itself. Thus, personal belongings of residents are the correct inclusion in this context.