Which of the following is NOT typically covered under personal liability insurance?

Personal liability insurance is designed to protect individuals from financial losses resulting from claims of bodily injury or property damage to others. The correct answer identifies damage to your own property as not typically covered by personal liability insurance. This type of insurance specifically addresses liability issues arising from accidents or occurrences that harm other individuals or their property, rather than providing coverage for damages to one's own possessions.

For example, if a guest is injured in your home or if your pet injures someone, these scenarios would fall under the protection of personal liability insurance, as they involve potential claims from others seeking compensation. Similarly, accidental damage to a neighbor's property would also be covered, as it pertains to liability for harming someone else's assets. In contrast, damage to your own property does not invoke liability and is therefore not protected by this type of insurance policy. This distinction is crucial for understanding the scope and limitations of personal liability coverage.